Assahafa.com
A new study by Bank Al-Maghrib (BAM) has shed light on the limits of Morocco’s current social protection architecture, calling for a broader assessment of its social impact and macroeconomic consequences.
According to the central bank’s analysis, while Morocco’s health coverage rate exceeded 85% in 2022, households continue to shoulder a disproportionate share of medical costs.
enrollment numbers but by its impact on household spending, consumption, and investment.
The report recommends integrating these behavioral shifts into macroeconomic models and designing policies that better reflect families’ real financial trade-offs.
The authors stress that the quality of coverage remains decisive. If essential care remains costly or difficult to access, households will continue to save out of fear rather than confidence.
To make health insurance a true driver of economic and social progress, Morocco must reduce out-of-pocket expenses, improve healthcare access in rural areas, and streamline the complexity of public schemes.
Ultimately, BAM’s study invites a deeper reflection on the coherence between Morocco’s social ambitions and the financial realities facing its citizens.
Source: Morocco word news
